Insurance Coverages We Offer
We specialize in Workers Compensation Insurance & Alternative Risk Placement. We have over 30 Standard Workers Compensation Markets, Captive Insurance Programs, High Deductible, ASO and PEO Product offerings.
- Workers Compensation: We specialize in Workers Compensation and Alternative Market placement. We work with over 30 Standard Workers Compensation Markets, Captive Insurance Programs, High Deductible, ASO and PEO Product offerings.
- Automobile: Car insurance is designed to protect you against financial losses if you’re involved in an accident or the vehicle is damaged in some way. Most states require you to have minimum amounts of liability insurance coverage; some also require you to have other coverage types, such as uninsured motorist coverage.
- General Liability: General liability insurance is a type of liability insurance coverage that helps protect your business from claims that it caused bodily injuries or property damage to others. It will cover you if someone slips and falls on your property or if you are negligent in your work and cause bodily injury or property to someone or something.
- Umbrella/Excess: Umbrella insurance refers to liability insurance that is in excess of specified other policies and also potentially primary insurance for losses not covered by the other policies. Most commonly sits over you Automobile insurance and Workers’ Compensation policies.
- Professional Liability: Professional liability insurance (PLI) protects professionals such as accountants, lawyers, Architects, Doctors and Engineers.
Professional liability insurance is used to protect businesses against claims arising from their negligence. - Employment Practices Liability: Business owners can buy this insurance to protect their organizations against employee suits for rights protected under wrongful termination, sexual harassment, discrimination, invasion of privacy, false imprisonment, breach of contract, emotional distress, and wage and hour law violations.
- Cyber: Specialty insurance product intended to protect businesses from Internet-based risks, and more generally from risks relating to information technology infrastructure and activities.
- Home: Protect your most precious assets
- Life: Protecting the ones, you love.
- Employee Group Health: Protecting your employees from unexpected illness and preventative care.
Services We Provide
- Insurance Coverage Placement
- Risk Managment Services
- Audit Review & Dispute Services
- Experience Modification Review Services
- Claim Assistance
- Benchmarking of Coverage Limits
- Nurse Triage Programs
- Alternative Program Design and Placement Services
- Captives Insurance Program Placement
- High Deductible Program Placement
- ASO/PEO Program Placement
- Pay as you Go Insurance Programs
- Special Financing Options
"Working with Williams insurance has been a overall great experience. They took the burden of gathering the underwriting information off of us and came up with several insurance options that were more competitive than our current with better coverage. Not to mention the turn-around time was much better than what we were used to. There is always a live person to speak with when we call, Certificate turn around is quick. They have helped us with several audits that resulted in return premiums. Very happy and intend to use this brokerage long-term."
M. Hintz -Fitzpatrick & Assoc.
"Making the move to Williams insurance was a great decision. The service has surpassed what we were previously getting. They designed a program that made more sense for us. As a result, we are saving money with better coverage. Very happy with their outside the box approach to insurance."
A. Riker-Staff Lines
"We have been working with this broker for over 10 years. Our rep cares and helps with billing, audits, fraudulent claims and claim denials. They are really good at getting competitive pricing and present multiple options each year. The owner is friendly and knowledgeable and makes sure to stay current on new programs. I feel confident allowing them to handle our insurance program."
